Turning Home-Equity Into Life-Quality
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Meet YourLoan OfficerAndrew DiNobile
- NMLS# 884877
- andrewd@fairwaymc.com
- 137 Mahopac Avenue, Granite Springs, NY, 10527
- 845-235-2097
- https://www.fairwayindependentmc.com/lo/andrew-dinobile-884877
My name is Andrew DiNobile and I am a licensed mortgage Loan Originator and Reverse Mortgage Specialist licensed in New York, Connecticut and New Jersey. My interest in mortgages began over 20 years ago when I picked up a book called “Mortgages for Dummies” and became instantly intrigued. In fact, I read the book 3 times I liked it so much. In the fall of 2003 I began my mortgage career as a funder and closer and since then, I have worked at several different companies and have held positions such as processor, processing manager, underwriter, underwriting manager, underwriting trainer and now loan originator.
What makes me somewhat unique from other loan originators is my knowledge and experience. Typically most loan originators are sales people and come from many different sales type backgrounds. I am a processor and underwriter by trade, not a salesperson. I am very well versed in underwriting guidelines and loan processing and I am able to not only educate and explain the loan process accurately and thoroughly, but also obtain the correct and necessary documentation up front and underwrite a file before it even gets to processing. The pre-approvals are essentially pre-underwritten and eliminate any surprises during the loan process much more quickly and efficiently since everything was collected up front and calculated accurately.
I receive accolades from processors and underwriters alike for the quality and completeness of my loan files. A mortgage is the largest financial transaction most people will make in their lives and I pride myself on being able to deliver piece of mind and education to all borrowers.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Granite Springs, NY
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.