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Deserea

Meet YourMortgage Loan OfficerDeserea Osborn

Let Deserea Osborn help you on your way to owning your new home. A mortgage loan professional since 1999, starting in the back end of compliance, then to processing for brokers and lenders, then on to underwriting. She understands all aspects of each stage of the loan from application to final approval. Deserea Osborn has been on the sales side of mortgage lending since 2017 and believes that home ownership can be possible for anyone.

Her website is www.notabuyerleftbehind.com because she knows and has the tools necessary to help make this dream come true for everyone. She is not afraid to provide the guidance needed to get prepared for approval. The knowledge and experience she has from being in operations first and then to sales will help you through the loan process, setting appropriate expectations and finding the terms that are right for your budget. Working together with the settlement provider, she makes sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property with confidence. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Deserea Osborn can help you before you ever make an offer on a property.

She is also able to help those who qualify for a HECM, Home Equity Conversion Mortgage, sometimes known as a Reverse mortgage and has been certified since 2020. If you are over age 62 and still making a mortgage payment, you need to talk to her!

She will sit down with you and look over your budget, income and savings so that you will have a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Deserea Osborn will help you consider all your options so you can concentrate on making the best decision for your needs. The financial aspects of home buying can certainly be stressful and overwhelming—but they don’t have to be!

That’s why you will benefit from having an experienced, trained and caring professional like her in your corner! Contact Deserea Osborn today at 513-967-9522 or Deserea.osborn@fairwaymc.com and let’s get started making your home-ownership dream come.

Based in Batvia, OH

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What Fairway customers are saying *

My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.

Donald Y.

Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.

Sandra H.

This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.

Gwen R.

What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.

Benefits

  • No monthly mortgage payments except for taxes, insurance, and maintenance
  • Growing line of credit (applies to unused funds)
  • Increased discretionary cash flow
  • Can sell YOUR home at any time
  • Does not require payment until last living borrower permanently leaves the home
  • Bridge the medicare gap
  • Increase your purchasing power

Benefits of working with a Fairway loan officer in Batvia, OH

We Deliver On Customer Service

Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.

Specialized Training

Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.

National In-Person Appointments

Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.

Who We Serve

Homeowners

You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.

Financial Advisors

With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.

Realtors

The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.

Reverse Mortgage Resources

The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.

Calculate Your Reverse Mortgage

Reverse Mortgage Myths & Facts

Reverse Mortgage Brochure

Find Out More About Our Loans, Like How Much You May Qualify For

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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