Turning Home-Equity Into Life-Quality
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Meet YourReverse Mortgage PlannerMindy Rozear
- NMLS# 90667
- mindy.rozear@fairwaymc.com
- 10720 Sikes Place , Suite 125, Charlotte, NC, 28277
- 803-207-1234
With over two decades of experience in mortgage banking and real estate, I’ve learned that financial decisions—especially those involving home equity—are rarely just about numbers. They’re deeply personal. As a Reverse Mortgage Planner with Fairway Mortgage Carolinas, I bring a calm, clear, and consultative approach to one of the most misunderstood financial tools: the reverse mortgage. My goal is to help clients and families make empowered decisions that align with their values, future goals, and evolving life circumstances.
My work is grounded in education, not persuasion. I collaborate with financial advisors, estate planning attorneys, and real estate professionals to integrate home equity into holistic retirement strategies. Through my “Plan to End Well” offerings, I create space for the deeper conversations around non-legal estate planning— helping individuals and families express their values, stories, and intentions through Legacy Letters and documents outlining their final preferences. Why not start with one conversation?
Personally, I’m in the thick of it— on the verge of being an empty nester, supporting my mom navigating Alzheimer's, saying goodbye to my dad far too early and navigating the “middle” season of life with all its complexity. I find joy in daily dog walks, morning yoga, cooking a new recipe, and deep dives into a great book or podcast. Music is my anchor and my family is my why.
Whether we’re talking about reverse mortgages, final wishes, or finding clarity in a life transition, I’m here to help you make thoughtful, informed choices—one conversation at a time.
Based in Charlotte, NC
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Charlotte, NC
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.