Turning Home-Equity Into Life-QualityGet Started
Meet YourRetirement Mortgage SpecialistRaul Carmona
- NMLS# 2347394
- 9307 Bay Shore Dr. NW, Suite 100, Silverdale, WA, 98383
Raul Carmona, proud veteran and Retirement Mortgage Specialist joins Fairway Kitsap with a passion for helping those 62 and older explore retirement mortgage options that can make a substantial difference in their future and overall net worth.
In addition, he’s done a Home Equity Conversion Mortgage (HECM) loan himself and has experienced the many benefits it has to offer. It’s his mission to educate and show you exactly how it can be a sensible, smart, and safe option to implement into your retirement planning.
If you have goals to purchase a new home soon with a HECM for Purchase (H4P) or are looking to explore turning your current home’s equity into cash, you can expect Raul to be your trusted mortgage advisor through the assessment. Providing you with a highly personalized service and helping you through every step of the process from application to closing and beyond. Contact him today for your personalized no-obligation assessment.
Based in Silverdale, WA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Silverdale, WA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.