Turning Home-Equity Into Life-Quality
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Meet YourArea Sales Manager VPGina McCulloch
- NMLS# 12596
- gina.mcculloch@fairwaymc.com
- 300 Constitution Drive, Suite 203, Portsmouth, NH, 03801
- 603-714-8514
- https://www.fairwayindependentmc.com/Gina-McCulloch
I am a highly impassioned sales professional in the mortgage industry who is energized by assisting people to reach their fullest potential. As Area Sales Manager at Fairway Independent Mortgage Corporation, my days are spent coaching, mentoring, recruiting, and developing loan officers and managers to consistently achieve their personal, professional, and financial objectives, as well as meet the needs of their clients. My time is dedicated to my team, locally and nationally.
Along with my role at Fairway, I am a member of the NH Mortgage Bankers and Brokers Association and serve on various committees. I have two fantastic grown children and an amazing grandson. I enjoy volunteering in different capacities at my church, Mission 603, The Caregivers of Greater Manchester, and participating in Ruby's Residents fundraising. I love my extended family, travel, reading, and taking exercise classes.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Portsmouth, NH
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.