Turning Home-Equity Into Life-Quality
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Meet YourLoan Officer Jim Liberto
- NMLS# 346145
- jim.liberto@fairwaymc.com
- 817 Coffee Rd c1, Modesto, CA, 95355
- 818-723-7398
- https://www.fairwayindependentmc.com/Jim-Liberto
I have been in the mortgage business for almost 40 years, having worked for finance companies, my own mortgage brokerage for over 25 years, and now with a great mortgage bank. I love helping people get into the right loan for them. I know there are many different products available, and every transaction is different, so it is important to ask a lot of questions and find the right product whether it be a reverse mortgage, down payment assistance, or something in-between. I always tell people I like to solve problems before they become problems, and if you keep a good line of communication between yourself and your clients, that's an easy thing to do. I truly have many clients who are my friends, and lots of friends who are my clients.
My wife and I are in the process if adapting an 8 year old, and he has been a constant source of pleasure to us. I have two older kids, one a civil engineer and one an I.T. expert. We like to travel and do fun things on the weekends. But I always take the time necessary to help my clients achieve their goals, and by doing that I achieve mine. I love the quote from Master Yoda of Star Wars, "There is no try, there is only do, or do not!" Let's do it together.
Based in Modesto, CA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Modesto, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.