Turning Home-Equity Into Life-QualityGet Started
For nearly 20 years, Kim Smith was a math teacher and a homeowner. As a mortgage loan originator, she now blends her passion and experience in both of these realms to assist clients as they take an important financial step. She can confidently work with a variety of individuals, utilizing her teaching experience to educate applicants on the options available to them, the loan process and the homework they will need to complete in order to close their loans. Kim's strong mathematical knowledge enables her to "crunch the numbers" and analyze data to produce the best results for her clients. In addition, she has personally navigated the mortgage loan process as a homeowner in a wide variety of transactions, including conventional and FHA mortgages, refinances, second mortgages, construction and renovation loans. Outside of work, Kim spends time renovating and undertaking home improvement projects. She is a determined individual who is able to problem-solve and seek out viable solutions when challenges arise, and she does not underestimate the value and importance of working well as a team to accomplish a common goal. Kim works diligently to help her clients achieve their homeownership goals.
Based in St. Petersburg, FL
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in St. Petersburg, FL
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.