Turning Home-Equity Into Life-Quality
Get Started
Meet YourLoan OfficerKirk M Rau
- NMLS# 1466931
- kirk.rau@fairwaymc.com
- 5620 112th St E, Suite 125, Puyallup, WA, 98373
- 253-376-5475
- https://www.fairwayindependentmc.com/Kirk-M-Rau
Kirk is a native of Pierce County and Washington State University Graduate. After spending almost 15 years serving in the real estate industry as investor, rehabber, brokerage creator, agent trainer, title & escrow sales coach and forward mortgage lender, Kirk intimately understands the nuts & bolts of the real estate transaction and how to walk each client, with confidence and a high level of understanding, through their purchase or refinance. Kirk is a licensed continuing education instructor who enjoys sharing the usefulness and value of a reverse mortgage with financial advisors, attorneys, real estate agents and retirement planners. Kirk is most passionate about sharing the uses and benefits of the reverse mortgage product with borrowers and their families every day. Kirk's mission is to improve the lives of baby boomers and their families…one family at a time.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Puyallup, WA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.