Turning Home-Equity Into Life-Quality
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Meet YourBranch Manager - Reverse Mortgage Specialist Mike Brouse
- NMLS# 805832
- mike.brouse@fairwaymc.com
- 17 Keller Street, Petaluma, CA, 94952
- 707-888-8230
- https://norcalreverse.com/
WHAT I DO: I help homeowners 55 or older unlock equity in their homes so they can live out their retirement years with the financial freedom, comfort and dignity they have earned with a reverse mortgage. To learn if a reverse mortgage is the right option for you, call me today: 707-888-8230
WHO I WORK WITH: 🔷 Homeowners 62 or older with 50% or more equity in their home. 🔷 Financial advisors & CPA's who want to provide their clients with options for retirement using a reverse mortgage. 🔷 Homeowners 62 or older with 50% or more equity in their home who want to consolidate debt, live out their bucket list or tap into the equity of their home to eliminate their mortgage payment. As with any mortgage, you must meet your loan obligations, keeping current with property related taxes, insurance and maintenance, and any homeowner's association fees. 🔷 REALTORS, Financial Advisors, Medicare Agents, Estate Planning Attorneys & CPA's as a strategic specialist.
HOW A REVERSE MORTGAGE CAN BE USED BY FINANCIAL ADVISORS TO HELP THEIR CLIENTS: 🔷 To pay for health care and living expenses. 🔷 As a potential safety net for clients who may still want to take liberties with their other investments. 🔷 To help clients that need additional funds. 🔷 To protect a spouse. 🔷 As a strategy that may free up significant cash for clients that are downsizing or looking to right-size their retirement home.
RETIREMENT TOOLS OFFERED: 🔷 JUMBO(Up to $4mm) Reverse Mortgage Products 🔷 HECM - Home Equity Conversion Mortgage 🔷 Reverse Purchase Mortgage
MY BACKGROUND: Having worked in the mortgage industry for over 20 years, I understand it well & love helping seniors explore options in retirement using a reverse mortgage as a vehicle to achieve their retirement goals. My focus is very hands-on - working with clients to uncover the specific needs of each individual I work with. Education is key to understanding whether a reverse mortgage is the right option. All opinions expressed are my own and do not necessarily represent the position of my employer.
Based in Petaluma, CA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Petaluma, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.