Turning Home-Equity Into Life-Quality
Get StartedMeet YourLoan OfficerMiia Mobley
- NMLS# 2151743
- miia.mobley@fairwaymc.com
- 200 Pier Ave , Suite 133, Hermosa Beach, CA, 90048
- 858-603-8946
- https://www.fairwayindependentmc.com/Miia-Mobley
With over 20 years’ experience in Sales and Customer Service I find it so important to provide the very best professional experience for my clients. As a child and the daughter of a US Military veteran I was taught that respect, follow-through, and honesty are of utmost importance when dealing personally and professionally. I grew up with the ability to adapt well in any environment and an appreciation for human differences and deep personal connections that help to bring us all closer together. As a previous Division 1 college athlete I learned the value of hard work and discipline to achieve big goals for myself and my team. As a mortgage loan officer, I combine my interest in the industry with a desire to help people achieve their lifelong dream of homeownership. As a Reverse Mortgage specialist, I know that home equity can be an important tool to assist in providing a wonderful quality of life for the retirement aged community. A Home Equity Conversion Mortgage, or HECM, is a federally insured reverse mortgage that offers an optional monthly mortgage payment and allows homeowners, age 62 and older, to convert a percentage of their home value into cash or a growing line-of-credit while continuing to own and live in the home. I enjoy enriching my relationships socially through coffee and lunch meetings, practicing yoga around SoCal, visiting the beach, attending open houses, and all things mortgage related!
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Hermosa Beach, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.