Turning Home-Equity Into Life-Quality
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Meet YourMortgage AdvisorRachel Pepin
- NMLS# 2784838
- rachel.pepin@fairwaymc.com
- 1550 Creighton Road , Suite 8, Pensacola, FL, 32507
- 850-503-5094
Whether you’re looking to improve your monthly cash flow, access a portion of your home equity, or purchase a home that better fits your retirement lifestyle, Rachel Pepin is here to help you explore your options.
At Fairway, we offer reverse mortgage solutions designed to help eligible homeowners age 62 and older put their home equity to work while continuing to own and live in their home. Rachel is committed to helping you understand how a reverse mortgage works, answering your questions, and determining whether it may be a good fit for your individual needs and financial goals.
A reverse mortgage is an important financial decision, and you deserve knowledgeable guidance every step of the way. From your initial conversation through closing and beyond, Rachel looks forward to providing the education, service, and support you need to make an informed decision with confidence.
Based in Pensacola, FL
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Pensacola, FL
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.