Turning Home-Equity Into Life-Quality
Get StartedMeet YourBranch ManagerKris Heichel
- NMLS# 27180
- kris.heichel@fairwaymc.com
- 1403 15th Ave. NW, Suite A, Austin, MN, 55912
- 507-438-1554
- http://www.yourwaymortgage.com/
Kris Heichel has been assisting families as a mortgage advisor since 2014. Kris and her team have helped over 1,800 families. Kris is a Certified Divorce Lending Professional, Certified Mortgage Advisor, and has taken the Fairway Renovation Specialist and Reverse Mortgage classes. She is also a Platinum Lender with MN Housing. According to the Scotsman Guide, Kris was in the nation's top 1% of mortgage lenders in 2016-2021. These certifications and designations give her the knowledge and expertise to help people through the loan process, find the terms right for them, and make sure that the client and all real estate professionals are informed throughout their home financing journey. Kris and her team continue to educate themselves and stay up to date on all things real estate and mortgage-related. Whether you're a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change, Kris and her team can help you before you ever make an offer on a property. The financial aspects of home buying can be stressful and overwhelming – but they don't have to be, not with a trained and caring professional like The Kris Heichel Team in your corner.
"Providing reliable mortgage solutions with unwavering dedication, knowledge and experience for easy homebuying or refinancing at any milestone."
Kris is licensed in MN, IA, WI, SD and AZ.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Austin, MN
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.