Turning Home-Equity Into Life-Quality
Get StartedMeet YourRetirement Mortgage SpecialistCathy Fitzpatrick
- NMLS# 243921
- cathyb@fairwaymc.com
- Linden Terrace, 7226, Carlsbad, CA, 92011
- 760-473-0109
I am a Retirement Mortgage Specialist, speaker, and a coach in the mortgage world. I have attained this status based on my track record within the industry and am passionate about helping my clients and other mortgage professionals to achieve more in the mortgage space and in their lives.
My goal as a mortgage originator is to provide the best service and to educate my clients. I will ensure that their dreams of home ownership are realized and will keep them informed every step of the way. Especially, in their retirement years.
Whether you are a first-time buyer, last-time buyer, moving up refinancing, or investing in properties, I am here to help.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Carlsbad, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.