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Meet YourRetirement Mortgage SpecialistJoan Qvigstad

Joan Qvigstad has been in the mortgage industry for over 12 years and is experienced in originating all types of residential loans. Learning that 10,000 people a day are turning 62 and facing an uncertain retirement, Joan made the commitment in 2015 to become an expert in reverse mortgages. Joan's specialty lies in educating retirees and pre-retirees on the advantages of using reverse mortgages for financial and estate planning. As a fulltime Reverse Mortgage Planner, Joan takes a very fresh and comprehensive approach in reviewing your financial picture, rather than dealing with one small part at a time. Joan builds lasting relationships with you and your financial planner, CPA, and estate planning attorney to insure you achieve your retirement goals and strengthen your financial portfolio. A 3rd generation Kitsap County Native, Joan Qvigstad has very deep roots in the local community and active memberships in the Kitsap Business Leaders BNI Group, Kitsap Builders Association's Home Remodelers Council, Poulsbo and Silverdale Chambers of Commerce, and the Kitsap County Association of Realtors. Joan and her husband, Nils have been married over 28 years and have 2 grown sons. Karl is a Sales Development Manager and Kory is a Commercial Airline Pilot. Joan looks forward to sharing her knowledge with you…and - in about 8 years - to obtaining a Reverse Mortgage for herself!

Based in Silverdale, WA


What Fairway customers are saying *

My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.

Donald Y.

Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.

Sandra H.

This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.

Gwen R.

What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.


  • No monthly mortgage payments except for taxes, insurance, and maintenance
  • Growing line of credit (applies to unused funds)
  • Increased discretionary cash flow
  • Can sell YOUR home at any time
  • Does not require payment until last living borrower permanently leaves the home
  • Bridge the medicare gap
  • Increase your purchasing power

Benefits of working with a Fairway loan officer in Silverdale, WA

We Deliver On Customer Service

Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.

Specialized Training

Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.

National In-Person Appointments

Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.

Who We Serve


You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.

Financial Advisors

With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.


The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.

Reverse Mortgage Resources

The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.

Calculate Your Reverse Mortgage

Reverse Mortgage Myths & Facts

Reverse Mortgage Brochure

Find Out More About Our Loans, Like How Much You May Qualify For

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