Turning Home-Equity Into Life-Quality

Get Started

Meet YourBranch ManagerMichael Galatis

Mike Galatis has been serving the Newburyport, Massachusetts community for years, offering personalized solutions to homeowners across the region. Whether you’re looking to buy, build, or refinance your home, Mike is your go-to advisor. Moreover, he offers a variety of loan options that can help you achieve homeownership with the speed and service you deserve.

With a passion for helping seniors and baby boomers navigate the complexities of modern retirement and homeownership, Mike specializes in reverse mortgages and strives to keep the process as straightforward and stress-free as possible.

In working with Mike, you’ll learn about unique offerings for seniors and the flexibility they provide (like being able to age in place), as well as the financial implications for you and your family.

Mike isn't just about business, either. He’s deeply rooted in the community and supports charitable causes such as the Sean Perkins Foundation, the Jordan Shay Memorial Foundation, the Derek Hinds Foundation, Fairway Cares, and the American Warrior Initiative (AWI).

When he's not helping clients improve their financial futures, you can find Mike around Newburyport. He loves the sense of community in this charming town.

So, if you're ready to explore your options and take a step towards financial freedom, Mike is here to guide you every step of the way. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.

With his expertise, personalized approach, and unwavering commitment to client satisfaction, you can trust that you're in good hands with Mike.

Aside from being licensed in Massachusetts, Mike is also licensed in New Hampshire, Maine, Vermont, Rhode Island, South Carolina and Florida.

Based in Newburyport, MA


What Fairway customers are saying *

Mike was incredible to work with. We were first time home buyers and he was always answering our questions and always kept us in the loop as to where we were in the process. Amazing customer service.

Kimberlee K.

My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.

Donald Y.

Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.

Sandra H.

What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.


  • No monthly mortgage payments except for taxes, insurance, and maintenance
  • Growing line of credit (applies to unused funds)
  • Increased discretionary cash flow
  • Can sell YOUR home at any time
  • Does not require payment until last living borrower permanently leaves the home
  • Bridge the medicare gap
  • Increase your purchasing power

Benefits of working with a Fairway loan officer in Newburyport, MA

We Deliver On Customer Service

Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.

Specialized Training

Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.

National In-Person Appointments

Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.

Who We Serve


You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.

Financial Advisors

With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.


The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.

Reverse Mortgage Resources

The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.

Calculate Your Reverse Mortgage

Reverse Mortgage Myths & Facts

Reverse Mortgage Brochure

Find Out More About Our Loans, Like How Much You May Qualify For

Please Fill Out The Form Below And We Will Be In Touch!

I am a