Turning Home-Equity Into Life-Quality
Get StartedMeet YourLoan OfficerMike Kelly
- NMLS# 8185
- mike@loansbymikekelly.com
- 9393 W 110th St #250 Overland Park, Overland Park, KS, 66210
- 913-396-4450
- https://www.fairwayindependentmc.com/Mike-Kelly
Mike Kelly, Loan Officer for Fairway Independent Mortgage Company, has been in the mortgage lending industry for 15+ years. In his business, he demonstrates motivation, reliability, and hard work. Clients recommend Mike because of his knowledge of the industry and straightforward advice. Born in Lawrence, Kansas, Mike has lived in Kansas for most of his life. He graduated from the University of Kansas with an undergraduate degree in Business, followed by a Master's Degree in Accounting and Information Systems. After college, he worked as a financial analyst for Sprint, and then moved to the mortgage industry in 2002. One aspect that he most enjoys about the mortgage industry is seeing the benefits of his work and how lending positively affects borrowers' financial situations. Mike is an honest Lender and says he gives straight answers, whether good or bad, so that people can know exactly where they stand and plan accordingly. In his spare time, he enjoys running, barbequing, and reading, and spending time with his wife and two wonderful children! He serves as an endowment committee member at his church. Mike currently resides in Prairie Village, Kansas. For unparalleled customer service from a Lender you can trust, contact Mike at mike@loansbymikekelly.com or 913.396.4450.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Overland Park, KS
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.