Articles
Why A Reverse Mortgage Loan Is Really Just Cashflow
If you ask people what they think about reverse mortgage loans, chances are you will get some pretty strong opinions. But these days, the most popular reverse mortgage loans (called HECM loans) are federally insured and 100% reliable.
Read More >Why Your Clients Shouldn’t Wait to Plan for Long-Term Care
There is and likely will always be a debate between what’s better, “optimistic” or “realistic” thinking. When it comes to retirement and aging, it’s beneficial to have both mindsets. To … Continued
Read More >The Top 5 Reverse Mortgage Loan Advantages For Finance
With a reverse mortgage loan, the clients of financial planners can access the home equity that they have built over the years but can’t monetize. While home equity is certainly good, it isn’t necessarily the best form of wealth for everyone.
Read More >Top Four Reasons Why Reverse Mortgage Loans Should Be In Your Financial Planning Toolkit
For financial planners, risk mitigation is essential. So even if a new product category presents significant potential for benefits, it will not be recommended to clients if there are too many unknowns.
Read More >How a Reverse Mortgage Loan Could Help Protect You and Your Home in Uncertain Times
Can you protect something? Maybe your home? Do you remember in 2008 what had happened before and after the housing market bubble? The market was going up, home values were … Continued
Read More >Three Buckets of Retirement Income
The Sacred Cow of Home Equity Many people feel that paying off their home and having no mortgage with lots of equity is the Holy Grail of retirement. Several people … Continued
Read More >Planning for Your Retirement With a Reverse Mortgage Loan
Planning your retirement can be a lot like preparing for your wedding day. Many thoughts are going through your mind. Do we have enough money to afford this? Is now … Continued
Read More >Reverse Mortgages and Home Equity Vs. Cash in Retirement
Let’s talk about one of the most confusing aspects of a reverse mortgage loan- home equity. Most people are concerned about the equity in their homes, and too often, they … Continued
Read More >When Should I Wait To Get A Reverse Mortgage Loan?
Many people think that they should wait until they’re older before getting a reverse mortgage loan because, generally, you can get a little more money as you get older. But … Continued
Read More >Emotion Vs Logic and Reverse Mortgages
The interesting thing is that when people make financial decisions, they often make them emotionally even though numbers are very logical. Two plus two always equals four, yet emotion comes … Continued
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