Turning Home-Equity Into Life-Quality
Get StartedMeet YourSr. Loan Officer / Reverse Mortgage SpecialistAl Jones
- NMLS# 399091
- al.jones@fairwaymc.com
- 711 Bay Area Boulevard, Suite 450, Webster, TX, 77598
- 281-910-1513
I am honored to serve as your Reverse Mortgage Expert. I consider it a privilege to serve our senior homeowners in maintaining or improving their quality of life. It is pure enjoyment educating our clients about a Reverse Mortgage and the difference it can make in someone’s life. I perceive this service as “Seniors Helping Seniors.”
I was born in Dickinson, Texas , when it was a very small town just south of Houston. I am a native of this area and have seen the growth and progress over the years. I have a B.S. in Technology from the University of Houston. I am a Licensed Loan officer with the UST for licensing in all 50 states. My focus is 100% on Reverse Mortgage Loans. And now with the HECM for purchase , we are able to help seniors re-locate and purchase another home for approximately half down and no more payments.
I managed a Branch for the State of Texas’ largest medical equipment & supplies organization for underprivileged children that needed state supported help. The job was very rewarding, and that is when I truly realized: I love helping people. My life revolves around an old biblical principle of: “If you help enough people get what they want and need……you will automatically get what you want and need.”
I have been involved in the mortgage industry for many years, but mostly on the educational side, which makes sense, being a former teacher. My wife and I have been married for 48 years and together for 52. We have four children and seven grandchildren at this time. I am very pleased to represent a secure organization that has come full circle, and has similar principles: compassion and integrity in how we do our business with putting the customer first.
My satisfaction will come from your satisfaction. Together, we will explore the pros and cons of Reverse Mortgage Loans, and by doing a Financial Snapshot with you, we will know if the Reverse Mortgage Loan is the best option for you and which program would fit your needs. If the Reverse Mortgage Loan is not the answer for your particular situation, then I am going to tell you, because this is not about selling you a Reverse Mortgage Loan; it is about helping you decide if it is the right choice for you. I look forward in helping you enjoy a better life!
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Webster, TX
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.