Turning Home-Equity Into Life-QualityGet Started
I’m Alison Cougill, Mortgage Loan Officer with Fairway Independent Mortgage (NMLS: 202000).
My objective is to give my clients a relationship to build on, not just a transaction to close. From first time buyers to move up buyers, I want my clients to trust me to help them, as well as their family and friends, so I spend my time working on my referral relationships rather than just a transaction.
I specialize in Conventional, FHA, VA, VHDA and all renovation loan types such as FHA 203ks and Conventional HomeStyle, as well as Reverse Mortgages.
I would love to put my 24+ years of experience to work to help anyone looking for an experienced mortgage originator that you can trust.
Specialties: Certified FHA 203K renovation specialist, HomeStyle and VHDA bond loans, VA, FHA, Conventional and Reverse mortgages and Jumbo loan types.
Based in Glen Allen, CA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Glen Allen, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.