Turning Home-Equity Into Life-Quality

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Meet YourLoan OriginatorBonita Bischoff

Mortgage finance and real estate is my passion and has been for 35 plus years. Assisting individuals and families with their dreams of home ownership and investment portfolios has been a honor. Thousands of relationships and experiences are blended to add more value to each person that is looking for guidance, providing the confidence needed to make difficult financing decisions pertaining to home ownership.

Such experience spans decades as a licensed California Real Estate Broker, NMLS mortgage loan originator, president of a correspondent lending business, mortgage operations management for major correspondent lenders, and every aspect of residential lending and real estate. While each person is special and exclusively important, having served in the United States Navy as an air traffic controller gives military individuals and families a special place in my heart for helping with their housing needs.

On a personal note, what it more important than family? Being married to a Marine veteran for over 35 years with two amazing daughters is the core of my “why” in life. Traveling the world and experiencing people of all cultures is my favorite pastime.

Wherever you are in your real estate journey; first time homebuyer, military, move up, refinance, cash out, remodeling or investing, personal guidance specific to your situation is provided from proven experience. The stress of acquiring real estate can be minimized with great support. Leaning on the proper expertise and utilizing a lender that has the products and tools are important ingredients to a successful real estate transaction. There is never any obligation for seeking information, just ask. I would love to meet you.

Based in San Marcos, CA


What Fairway customers are saying *

My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.

Donald Y.

Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.

Sandra H.

This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.

Gwen R.

What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.


  • No monthly mortgage payments except for taxes, insurance, and maintenance
  • Growing line of credit (applies to unused funds)
  • Increased discretionary cash flow
  • Can sell YOUR home at any time
  • Does not require payment until last living borrower permanently leaves the home
  • Bridge the medicare gap
  • Increase your purchasing power

Benefits of working with a Fairway loan officer in San Marcos, CA

We Deliver On Customer Service

Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.

Specialized Training

Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.

National In-Person Appointments

Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.

Who We Serve


You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.

Financial Advisors

With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.


The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.

Reverse Mortgage Resources

The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.

Calculate Your Reverse Mortgage

Reverse Mortgage Myths & Facts

Reverse Mortgage Brochure

Find Out More About Our Loans, Like How Much You May Qualify For

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