Turning Home-Equity Into Life-Quality
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Meet YourCertified Mortgage Planning SpecialistDavid M Kelly
- NMLS# 509205
- davek@fairwaymc.com
- 401 E. 8th Street, Suite 203, Sioux Falls, SD, 57103
- 605-334-0484
- http://www.siouxfallsmortgage.com/
As the only Certified Mortgage Planning Specialist in the state of South Dakota and over 20 years of experience in real estate and mortgage lending, my mission in life is to help you make good decisions when it comes to mortgage planning. I want to take the time to get to know you and understand your goals in life. I have been married to my wife, Kelly, for 23 years and we have three daughters, Meg, Madeline and Mollie. I know how hard it can be to maintain a household and buy or build a house. Due to that fact, I have office hours after 5:00 on Tuesday and Thursday nights and am also available Saturday mornings to meet with you to discuss your mortgage plans. As a branch manager for Fairway Independent Mortgage Corporation, we are able to work directly with Fannie Mae, Freddie Mac and Ginnie Mae, which allows us to service our loans. In addition, we offer you a large network of investors. What this means is to our clients is that they get competitive pricing and a service level that is unrivaled.
Based in Sioux Falls, SD
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Sioux Falls, SD
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.