Turning Home-Equity Into Life-Quality
Get StartedMeet YourBranch Sales Manager Debbie French
- NMLS# 339106
- debbie.french@fairwaymc.com
- 2147 Troop Drive, Suite 100, Sartell, MN, 56377
- 320-980-3302
- https://www.debbiefrenchhomeloans.com/
As a Branch Sales Manager, I’m passionate about empowering seniors with knowledge about the Home Equity Conversion Mortgage (HECM) loan.
My journey with reverse mortgages began with a 90-year-old woman who, despite outliving her financial resources, was determined to remain in her home. Witnessing the profound impact of this program firsthand ignited my dedication to helping seniors from all walks of life.
Growing up, my mother was a mortgage lender. I witnessed how the HECM loan enabled her to stay in her home for many years after my father's passing despite a significant reduction in income. This personal experience reinforced my belief in the transformative power of the HECM program.
Alongside my husband, Joe, who shares my passion for mortgages and real estate, we've dedicated our lives to serving clients in these industries. Family is central to our lives, and we cherish moments spent with our son, daughter-in-law and precious granddaughter, Vienna. When we're not working, you'll find us enjoying the outdoors on our boat, teeing off on the golf course or exploring new destinations.
I’m immensely grateful for my Fairway Family and our exceptional HECM Team, and I'm thrilled to have you here. Together, we're committed to helping you explore your options and determine if the HECM program is the right fit for you. Let's connect soon!
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Sartell, MN
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.