Turning Home-Equity Into Life-Quality
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Meet YourMortgage ConsultantDesiree Yuzawa
- NMLS# 85375
- desireey@fairwaymc.com
- 4020 Lake Washington Blvd NE Suite #202, Kirkland, WA, 98033
- 206-673-2156
- https://homeloansbydesiree.com/
As a mortgage professional, I would like to share a few things with you. Purchasing a new home is one of the biggest financial decisions one can make in life, wouldn't you agree? Yet, most consumers and most loan officers treat a mortgage like a commodity. Generally, the only considerations they make are rates and fees. While these are certainly important, they are just a component of the loan and what you should consider when choosing a mortgage. I invite you to look at me not as a loan officer, but as a mortgage planner. Rather than provide you with just a quote, I take a consultative approach. After learning what your personal and financial goals are, I will provide you with several potential solutions and strategies to help you achieve your short and long-term goals. Thank you for trusting me to help you with your mortgage needs. Through the process, it is very important to me that I earn your trust, while providing you with exceptional customer service. Likewise, I trust you are the same, so we have clear communication and prompt responses to what needs to take place for your transaction.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Kirkland, WA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.