Turning Home-Equity Into Life-Quality

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Meet YourMortgage ConsultantDesiree Yuzawa

As a mortgage professional, I would like to share a few things with you. Purchasing a new home is one of the biggest financial decisions one can make in life, wouldn't you agree? Yet, most consumers and most loan officers treat a mortgage like a commodity. Generally, the only considerations they make are rates and fees. While these are certainly important, they are just a component of the loan and what you should consider when choosing a mortgage. I invite you to look at me not as a loan officer, but as a mortgage planner. Rather than provide you with just a quote, I take a consultative approach. After learning what your personal and financial goals are, I will provide you with several potential solutions and strategies to help you achieve your short and long-term goals. Thank you for trusting me to help you with your mortgage needs. Through the process, it is very important to me that I earn your trust, while providing you with exceptional customer service. Likewise, I trust you are the same, so we have clear communication and prompt responses to what needs to take place for your transaction.

Based in Kirkland, WA


What Fairway customers are saying *

We think of you often as we are so happy we took out the reverse mortgage loan. It has given us such peace of mind. We've done some painting in the house, replaced a couple of appliances, had some handyman work done. But mainly we are so happy that we'll be able to age in place for the foreseeable future. We breathe much easier these days. I am grateful that I attended the seminar last spring. Thank you again for guiding us through the process. We will be forever grateful to you for presenting logical options that worked for us.

Angie and Tom

Desiree, thanks so much for your help with our process. It couldn't have gone any better, thanks to your getting us where we want to be. An interesting title hiccup along the way was even handled quickly. We couldn't be happier. We'll refer anyone we know to you.

Pete and Kathleen

My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.

Donald Y.

What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.


  • No monthly mortgage payments except for taxes, insurance, and maintenance
  • Growing line of credit (applies to unused funds)
  • Increased discretionary cash flow
  • Can sell YOUR home at any time
  • Does not require payment until last living borrower permanently leaves the home
  • Bridge the medicare gap
  • Increase your purchasing power

Benefits of working with a Fairway loan officer in Kirkland, WA

We Deliver On Customer Service

Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.

Specialized Training

Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.

National In-Person Appointments

Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.

Who We Serve


You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.

Financial Advisors

With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.


The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.

Reverse Mortgage Resources

The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.

Calculate Your Reverse Mortgage

Reverse Mortgage Myths & Facts

Reverse Mortgage Brochure

Find Out More About Our Loans, Like How Much You May Qualify For

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