Turning Home-Equity Into Life-Quality
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Meet Your Senior Loan OfficerHolly Gaal
- NMLS# 104068
- holly.gaal@fairwaymc.com
- 5800 236th St SW, Mountlake Terrace, WA, 98043
- 206-399-2982
- https://www.fairway.com/lo/holly-gaal-104068?nmls=104068
Home is more than a place to live. It's where memories are made, families gather, and life's milestones unfold. As a Reverse Mortgage Specialist with Fairway Independent Mortgage Corporation, I'm passionate about helping homeowners age 62 and older use the equity they've built over a lifetime to create greater financial comfort, confidence, and independence in retirement.
I understand that every family's situation is unique. That's why I take a personal approach, taking the time to listen to your goals, answer your questions, and help you understand all of your options. Whether you're looking to improve cash flow, eliminate monthly mortgage payments, fund home improvements, cover healthcare expenses, or simply enjoy greater peace of mind, I'm here to guide you every step of the way.
Reverse mortgages are not a one-size-fits-all solution, and making important financial decisions deserves thoughtful guidance. My commitment is to provide honest education, clear communication, and exceptional service so you can make the choice that's right for you and your loved ones.
From our first conversation through closing and beyond, you can count on me to be a trusted resource and advocate. I look forward to helping you discover how your home's equity can support the retirement lifestyle you've worked so hard to achieve.
Based in Mountlake Terrace, WA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Mountlake Terrace, WA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.