Turning Home-Equity Into Life-QualityGet Started
“It isn’t about a loan. It is about your family.” At The Patterson Team, we are committed to serving families, business partners, and giving back to our community. With a team culture that celebrates values like honesty, integrity and respect; you get a team that truly embodies genuine care for others.
With decades of experience in the mortgage industry, and consisting of highly skilled, licensed professionals specializing in each area of the mortgage process – The Patterson Team creates a unique client experience focused on serving your family from start to finish. From the very beginning we want to know about you, your family and your goals. We ask questions to truly understand your motivations and work with you to develop a strategy to achieve your desired outcomes both now and in the future.
We offer a complimentary Pre-Purchase Consultation where we deliver a comprehensive plan, specifically tailored to your family’s needs. Additionally, due to great relationships with industry partners, the Team is positioned to provide the highest level of service to our clients by collaborating with all parties involved in the transaction.
And what happens after closing? With ongoing services including a yearly mortgage review, we strive to ensure you are always in the perfect mortgage. As time goes on, and life changes, The Patterson Team is always here for you! When we work with a client, we make a commitment to be your mortgage advisor for life.
Based in La Mesa, CA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in La Mesa, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.