Turning Home-Equity Into Life-Quality
Get StartedMeet YourLoan OfficerJoanna Pranica
- NMLS# 212527
- joannap@fairwaymc.com
- 7007 W. 79TH St., Unit 3, Bridgeview, IL, 60455
- 708-906-7177
- https://loansbyjoannap.com/joanna-pranica/
Joanna Pranica came to the United States when she was 16 years old and graduated from Northwestern Business College in 1998 with a degree in Accounting.
For the Last 24 years, she has a combined experience in loan origination and processing which gives her the ability to give her clients the most efficient and best home buying experience in the Chicagoland area. Joanna has held various positions within the industry throughout her career so she truly understands what her clients need up front to make the entire process as smooth as possible from pre-qualification to closing and beyond.
To maximize the ability to serve her clients, she joined Fairway Independent Mortgage Corporation 6 years ago. Joanna’s team share her vision, values, and strive to give the best home buying experience possible. Joanna’s passion for helping people achieve their dream of homeownership motivates her to continuously educate herself and discover better ways to serve her clients which is why she specializes in Conventional, FHA, VA, Homestyle, and 203K renovation loans.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Bridgeview, IL
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.