Turning Home-Equity Into Life-Quality

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Meet YourRetirement Mortgage SpecialistRandy Tutterrow

At first glance, all mortgage lenders can look alike. While Randy’s bachelor’s degree in finance and accounting certainly sets him apart from many other lenders, that is not what he likes to hang his hat on. The fact is that he has been helping people with their mortgage transactions since 1996. Because he’s weathered the ups and downs of the economy, and this industry, he’s gained much experience and is here for the long haul. Like our Northwest weather, things can change rapidly; markets change, economic conditions change, but one’s personal character remains consistent.

When you come to visit Randy for your no-obligation, no-hassle consultation, you’ll find that he takes his job seriously. There is no “one size fits all” protocol. He will not ever try to sell you a loan. Rather, he’s interested and fully invested in building a long-term professional relationship with you. Randy’s job is to ask you the right questions that get you thinking, not only about your needs and desires regarding the transaction, but about planning for all of your future financial needs and aspirations. By communicating honestly, and with mutual integrity, we can explore your options–both now and in the future.

It is Randy’s pleasure to consistently go the extra mile for his clients. Many previous clients have shared how much they appreciate his accessibility and willingness to do the extras that few others even give thought to. He likes to treat you, and your money, as if it were his own. It’s a way of doing business that doesn’t feel like doing business at all.

Based in Silverdale, WA


What Fairway customers are saying *

My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.

Donald Y.

Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.

Sandra H.

This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.

Gwen R.

What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.


  • No monthly mortgage payments except for taxes, insurance, and maintenance
  • Growing line of credit (applies to unused funds)
  • Increased discretionary cash flow
  • Can sell YOUR home at any time
  • Does not require payment until last living borrower permanently leaves the home
  • Bridge the medicare gap
  • Increase your purchasing power

Benefits of working with a Fairway loan officer in Silverdale, WA

We Deliver On Customer Service

Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.

Specialized Training

Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.

National In-Person Appointments

Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.

Who We Serve


You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.

Financial Advisors

With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.


The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.

Reverse Mortgage Resources

The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.

Calculate Your Reverse Mortgage

Reverse Mortgage Myths & Facts

Reverse Mortgage Brochure

Find Out More About Our Loans, Like How Much You May Qualify For

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