Turning Home-Equity Into Life-Quality
Get Started
Meet YourRetirement Planning SpecialistScott Gajewski
- NMLS# 257217
- scott.gajewski@fairwaymc.com
- 2752 Forgue Dr. #120A, Naperville, IL, 60564
- 630-418-0839
- https://www.fairway.com/lo/scott-gajewski-257217
Understanding the challenges that seniors face as they get older is something that Scott is very familiar with. His father passed away from Alzheimer's and mother-in-law passed from lewy body dementia. He has experienced first hand what his father, mother-in-law, and his family has gone through. This is his WHY he is dedicated to educating and helping seniors understand they have options.
A reverse mortgage can enhance your retirement income, enabling you to comfortably stay in your home. It provides flexible payout options, removes the burden of monthly mortgage payments, and includes other beneficial features.
During retirement Scott strongly believes that you should be enjoying it, not worrying about a mortgage payment or how to take care of medical or unexpected expenses. YOU worked hard for your home and YOU should have the opportunity to enjoy it however YOU want to.
Scott has spent his career in the mortgage industry helping consumers of all ages with homeownership in many ways. He believes homeownership is a key to building wealth and having the American dream. Scott is always willing to answers questions and educate those who aren't sure what the best option is for them. His goal is to provide the information and education and let his clients decide what is best for them.
Scott has lived in Yorkville, IL since getting married in 2009. He has two children which mean the world to him. He is a family man and enjoys spending his free time with his wife and children. As a huge football fan, he is a Bears fan even though there hasn't been much to celebrate since 1985.
Scott's simple belief for seniors is this:
You worked all of your life to have this home, why aren't you enjoying it how you want to?
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Naperville, IL
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.