Turning Home-Equity Into Life-Quality
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Meet YourLoan OfficerSimone De Lira
- NMLS# 1026144
- simone.delira@fairwaymc.com
- 12750 High Bluff Drive, Suite 300, San Diego, CA, 92130
- 619-804-7212
- https://www.fairwayindependentmc.com/lo/simone-delira-1026144
Whether buying, selling, refinancing or building your dream home, you have a lot riding on your loan specialist. Market conditions and mortgage programs change frequently, and you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
With over 20 years of industry experience, I have the knowledge and expertise you need to explore the many financing options available.
We offer a variety of lending programs, including but not limited to:
- Home Equity Conversion Mortgage Loans
- Conventional Loans
- Jumbo Loans
- FHA/VA Loans
- Home Equity Lines of Credit
My ultimate goal is to ensure that you make the right choice for you and your family. I’m committed to providing my customers with mortgage services that exceed their expectations.
I advise based on what is best for each individual and their unique situation. The gain for me: YOUR TRUST!
At Fairway Independent Mortgage Corporation, we move QUICK!
You can contact me anytime by phone, text or email for personalized service and expert advice. I look forward to working with you.
Awards and Certifications
Based in San Diego, CA
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Sandra H.
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Gwen R.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in San Diego, CA
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.