Turning Home-Equity Into Life-Quality
Get StartedMeet YourLoan Officer Steve Buckingham
- NMLS# 2103159
- steve.buckingham@fairwaymc.com
- 325 W. Gurley St , Suite 204, Prescott, AZ, 86301
- 720-404-3549
- https://www.stevebuckinghamloans.com
After graduating from the Robert O. Anderson School of Business at the University of New Mexico in 1982, Steve Buckingham embarked on a distinguished financial career. For over 15 years, he served clients as a Certified Financial Planner with a Fortune 200 company before transitioning to the mortgage industry in 1996. Steve’s expertise spans various areas, including loan origination, wholesale lending, reverse mortgages (purchase or refinance) and underwriting.
With over 35 years of personal experience as a homebuyer, Steve brings invaluable knowledge of the real estate markets to his clients. Specializing in residential real estate finance, he covers a wide range of loan types, like VA, FHA, Fannie Mae, Freddie Mac and Non-Conforming Jumbo loans.
As a Reverse Mortgage Specialist, Steve is dedicated to assisting clients, whether first-time homebuyers needing down payment assistance or seasoned buyers looking to upgrade, purchase a second home or invest in property.
Steve's commitment to his clients is unwavering, driven by his strong passion for helping others and his "whatever it takes" attitude. He fosters long-term relationships with his clients and their families, ensuring their needs are met positively and enthusiastically.
Outside of work, Steve cherishes spending quality time with his beloved wife, Beth. He enjoys outdoor activities such as hiking, golfing and softball. With four children, Steve eagerly anticipates the joy of welcoming new grandchildren into his family in the near future.
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of A Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of working with a Fairway loan officer in Prescott, AZ
We Deliver On Customer Service
Our customers experience some of the fastest turn times in the industry. The Fairway reverse mortgage loan process is designed to exceed expectations, provide satisfaction and earn your trust.
Specialized Training
Each Fairway loan officer is required to attend live training classes before he or she can originate a reverse mortgage loan. Our Reverse mortgage planners have access to a dedicated support staff and ongoing weekly educational training calls.
National In-Person Appointments
Fairway has offices located nationwide with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.